Get Credit Wise

April's 15 Ways to Financial Literacy

2009-04-28T12:51:00.007-06:00

What makes April special? Let us count the ways:April Fool’s DayIncome Tax DayMy Brother’s BirthdayNational Frog MonthNational Autism MonthNo Housework DayInternational Guitar Month. . . and more!It’s also Financial Literacy Month. Even with 2 days left, it’s worth it to take a minute and get a little education. (And it still counts even if you wait until May!)Every couple years, the Jump$tart

When Your Wallet Speaks . . .

2009-04-14T14:58:00.007-06:00

For some reason, I seem fascinated by people’s wallets. Any article referencing wallets or featuring a photo of one is an automatic hook for me: I have to stop and read. Perhaps it’s because when it comes to money, it doesn’t get much more personal than our own wallets.Recently, I posted a short piece on things you definitely don’t want in your wallet. Today, here’s another take on the wallet and

Mirror, Mirror . . . Who's the Best? (Hint: It's Not Suze)

2008-06-20T20:19:00.007-06:00

This morning while paying bills on-line, I had CNNMoney.com’s video clips playing in the background. When I heard a piece on “who do you trust and what makes a good financial advisor” with Suze Orman, I was reminded again of how important it is when dealing with your finances to find someone who really knows you.“The best advisor,” Suze said, “is the one you see looking back at you when you look

160 Million “We’re So Sorry’s” and One Big Opportunity

2008-06-04T10:06:00.000-06:00

“We’re so sorry, Uncle AlbertWe’re so sorry if we caused you any painWe’re so sorry, Uncle AlbertBut there’s no one left at homeAnd I believe I’m gonna rain”Can you say “We’re so sorry” 160 times? And do it again a million times over?That’s exactly what one credit bureau promised last week.In the largest class action

Guess What Number Could Doom Your Loan Now (Hint: It’s Not Your Credit Score)

2008-06-04T09:51:00.002-06:00

“I’m thinking of a number . . .”Unless you’ve been living under a rock for the past 10 years, you've seen the ubiquitous FreeCredit.com commercial featuring a too-smart-for-his-own-good looking guy in a director’s chair and those 5 famous words.In fact, I apologize if you’ve somehow finally succeeded in banishing this annoying phrase from your mind only to be reminded again by this post.As

Lite the Fuse: 6 Low- and No-Cost Start-up Steps You Can Take Right Now

2008-05-27T13:50:00.005-06:00

Ready to get into action and give yourself some credit? Here are 6 low- and no-cost steps you can take this week. The are all easy and cost very little or nothing at all.Hidden in this list is the fuse that will light an explosion of momentum in your credit building project. Good luck!1) Get organizedCreate a list of ALL your creditors including lender, address, contact telephone, current balance

Back To Basics: The 5 Key Components That Make Up Your Credit Score

2008-05-12T22:24:00.009-06:00

To those of us with more in our lives to worry about than how are tradelines look or how many points up or down our score went last month, credit matters are often complex and confusing. Sometimes, it pays to get back to basics.Today, we feature a clip from Linda Ferrari, President of Credit Resource Corporation. Linda is an expert on credit remediation and is great at putting it plain and

What's In Your Wallet? More Than You May Want!

2008-05-09T14:14:00.021-06:00

If you were to stop what you were doing and give yourself 10 seconds to list everything in your wallet or purse, what would be on your list?Cash, driver's license, credit cards, debit cards, membership ID, a receipt or two and a subway card -- that's my list.If after making your list, you actually emptied your purse or wallet in front of you, would there be more than you expected? An unpaid bill

You're Not Immune -- No Matter What Your Credit Profile Looks Like

2008-05-07T10:13:00.004-06:00

Four times annually, the Federal Reserve surveys 84 different banks about general banking conditions.One of the survey questions asks about current mortgage lending standards and whether they are loosening or tightening.The chart at right is from the April 2008 survey and it illustrates what we already know: It's getting tougher and tougher to get approved for a home loan. Some of the areas in

Why Free Credit Reports Are Worth What They Cost

2008-05-06T09:57:00.011-06:00

The ubiquity of "free" credit reporting services like FreeCreditReport.com, TrueCredit.com, and AnnualCreditReport.com have helped breed a new generation of credit-aware Americans.Because credit ratings have more importance to everyday life than in years past, this is a welcome development. For example:Lenders use credit ratings to determine borrowing ratesInsurers use credit ratings to determine

2007-01-20T02:11:00.000-06:00

Miss Our Last Call? Hear It Now ! !Play Back Number: (641) 985-5004Access Code: 434835#When prompted, enter the access code. Once confirmed, the system will play back the recorded conference. During play back, the user can scroll the play back in forward or backwards. You will find the play back features below. Playback Feature Keys:Hit "1" to rewind 30 secondsHit "2" to fast forward 30

2007-01-12T12:51:00.000-06:00

Give Yourself Some Credit ! !Money Talks: Low- and No-Cost Ways to Improve Your Own CreditWednesday, January 17th7:00PM ESTDIAL IN: 605-772-3001PASSCODE: 434835#Join our FREE Teleseminar on "Low- and No-Cost Ways to Improve Your Own Credit," hosted by Ben Barber, Mortgage Consultant and Satin Crable, Credit Expert and Owner, JAIN Credit Topics covered:Your FICO Score and the 5 Key Elements That

2006-12-18T23:39:00.001-06:00

Get Your Bonuses HereAs promised on our January 17th teleseminar, here are two BONUS opportunities available for a limited time only:JAIN Credit Personal Credit ReviewCALL NOW at 773-983-2101 for a personalized credit review with Satin Crable, Professional Credit Specialist and owner of JAIN Credit. Schedule your free consultation between now and February 16th to start your year off right.BONUS